The world of ultra-luxury is all about exquisite features, unmatched attention to detail, and the most coveted locations. But can you live the luxe life without the eight-figure outlay?

You can at 13831 Ginger Loop in Penn Valley, where this Mediterranean lakeside estate sited along 225 feet of shoreline on scenic Lake Wildwood is every bit the sumptuous offering, especially at a remarkably livable price.

The home’s authentic Mediterranean architecture with stone detail is the perfect complement to the broad expanse of blue before it. For a moment, you might think you’re in Lake Como. Especially when you consider that waterfront living on Lake Wildwood is as peaceful as you want it to be, with sunsets that reflect a kaleidoscope of hues over the water, and also equally a recreational haven where water sports abound.

The six-bedroom, seven-and-one-half-bath, 8,600-square-foot home includes every amenity for the comfort of its owners, including two offices, a large game room, and a gracious guest apartment to house friends and family.

In the chef’s kitchen, legendary kitchen designer William Ohs has crafted a space with a large center island, pro range, custom cabinets, and an integrated refrigerator. The space is open to the comfortable family room, while the adjacent formal dining room is ideal for large family meals and dinner parties.

The formal living room offers expansive space for a  large seating area and a grand piano. The master bedroom is as elegant as it is restful, boasting highly detailed moldings, custom fabric panels, a luxurious spa bath, and French doors opening to views of lakeside splendor.

Fine architectural detail throughout reveals arched doorways, columns, and intricate woodwork and iron work, complemented by custom fabric panels and draperies, and eight crackling fireplaces. The state-of-the art residence also features five HVAC systems, 25 lighting computers, and a PBX phone system.

Outside, a covered lakeside patio and a tile deck bring the breathtaking vistas full circle.

Penn Valley has just 1,622 residents, according to Wikipedia, few as fortunate as those who will have the opportunity to own this lakeside wonder. Here, a billion-dollar view with a truly incredible lakefront location and an estate home to match can be yours without breaking the bank.

13831 Ginger Loop is offered for $2,966,000 by Robert Floodman of Coldwell Banker Residential Brokerage.

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For a closer look at the home, take a look at Robert Floodman’s listing video of the property below: