You set a certain budget for your house hunt—and you can’t go a penny over it. But what if you want to expand your search a wee bit beyond a specific neighborhood? We decided to play the comparison game by exploring what you can buy for a certain dollar value in various California neighborhoods in a new series we’re calling “Cali Comparables.” We’re going across the Golden State to give you an idea of how far your dollar goes in certain areas.

Last time, we took a look at homes in Los Angeles County. This week, we’re headed up back to San Francisco — the heart of Northern California and the epicenter of America’s most expensive real estate — to review what kind of house we can buy with a budget of $4.5 million (plus or minus). 



437 Duncan | San Francisco, CA 94131 | $4,099,000

This masterful and modern new build in Noe Valley has a lot going for it: unique design, completely open living spaces and top-of-the-line finishes. A seamless indoor/outdoor flow reveals a private garden oasis and four bedrooms, three and a half baths and incredible city views.  The layout is particularly ideal for families — three bedrooms and two baths upstairs — with a lower one bedroom and bath on the media level with a separate entrance. Technology and eco-friendly features make everyday living easy, whether it’s a thoughtful storm water catchment system, grey water system, solar energy, Sonos surround sound system, energy-efficient LED lighting throughout, Nest controls, radiant heat or sleek Miele appliances. An added bonus: it has a pretty amazing roof deck for entertaining and is an easy walk to 24th Street and tech shuttle stops.



3159 Baker Street | San Francisco, CA 94123 | $4,990,000

A coveted Marina location makes this gorgeous estate a must-have. Resting just steps from the Palace of Fine Arts and Marina Green, the residence boasts four bedrooms, three baths and that rare historic character that so many San Francisco homes possess. An artful blend of old and new emanates throughout.  A chef’s kitchen has been thoughtfully updated with slab granite and stainless steel appliances. Other architectural details convey warmth and a sense of history, such as two fireplaces, hardwood flooring, a sweeping staircase, gorgeous arched windows and an array of fine finishes. A perfectly balanced floor plan features grand living areas primed for entertaining, whether it’s casual or formal gatherings. A cheerful dining room and media room provide further opportunity for relaxation or hosting. A private backyard oasis and incredible oversized roof deck with breathtaking 360-degree San Francisco and Golden Gate views combine to create one unforgettable city setting.



2342 Octavia Street | San Francisco, CA 94109 | $4,995,000

In Pacific Heights, there is a luxuriously renovated three-story that certainly impresses. The four-bedroom, three-and-a-half bath home lies just a block from Lafayette Park, steps from all of the fantastic shops and restaurants on Union Street. (It’s also close to the trendy Upper Fillmore.)  On the main level, there’s a large formal living room with fireplace, a formal dining room, state-of-the-art gourmet kitchen with the latest appliances, breakfast area and French doors overlooking a lovely garden setting. On the top level, an exquisite master bedroom suite features walk-in closets and a gorgeous marble bath, plus two additional bedrooms with a luxurious bath. The light-filled interiors are made possible by multiple skylights, and an indoor/outdoor lifestyle is facilitated via a gorgeous bay view roof deck. On the lower level, another bedroom suite opens to the rear garden with a Japanese maple tree, two-car garage with a laundry room and ample storage.


Click here for other homes currently for sale in San Francisco in the $4,500,000 to $5,000,000 range.

Click here to view other Cali Comparables posts from around the state.